Free debt management services

As a nonprofit organization, our mission is to provide free debt advice and low-cost services for individuals and families who need help getting control of their finances. We provide the counseling you need to help you decide the best course of action to get out of debt, whether it’s a revised budget, a debt management plan, or bankruptcy. ACCC offers a leading debt management service. We are a nonprofit organization offering free credit counseling, low-cost debt management programs and a wealth of free educational materials.

The National Foundation for Credit Counseling is the most trusted nonprofit financial counseling organization. We offer free credit counseling and low-cost debt management services that can help pay off unsecured credit card debt quickly – usually within five years or less.

After reviewing a client’s financial situation, our counselors discuss all the possibilities for finding unsecured debt relief. How to choose non-profit debt management? What are the debt management program fees? What do you need to know about debt management? What debts can be included on a debt management plan?

We also provide debt collection services to the states. To find information for a particular program, select from the options below: Do Not Pay. An analytics tool developed to support federal agencies in their efforts to detect and prevent improper payment.

The debt management company cannot force creditors to accept offers, or freeze interest, so a DMP cannot guarantee that all creditors will take part. Debt Collection Improvement Act. Creditors may still take court action against you. Schedule a one-on-one session with trained professionals.

Enjoy free credit counseling and low-cost debt management services. Additional Services We. We provide financial consulting to ensure our clients are on the right path to financial freedom.

Our goal is to supply Americans with the debt help they nee one step at a time. Please see the right sidebar for the revised Acts as well as Title to Title Cross-References. Payplan is a company which provides a free debt management service to people in the UK.

It is independent and is funded by the credit industry. It will assess your financial position, suggest a repayment plan and approach the creditors with it. Your dedicated financial counselor can also help you determine if entering into a debt management plan (DMP) is appropriate and if not lay out all your available options.

Connect with an NFCC Certified Financial Counselor near your residence. Get help with your debt now. A debt management program provides a unique way of eliminating credit card debt and is individually designed to meet your specific financial situation.

A proven solution to get out of debt , safely and legally.

Your information is always kept safe, secure and it is never sold. Our professional credit counselors provide free credit counseling to help individuals and families find the right debt solutions to help with credit card debt and avoid debt in the future. Our debt management programs provide help with debts by consolidating payments on credit card debt and other unsecured loans, with credit card negotiation services to reduce credit card debt interest rates and finance charges, helping consumers to pay off debt more quickly.

The best companies are also willing to include certain types of secured debt (loans associated with collateral) in your plan, even if they can’t negotiate reduced interest rates or payments. A (reduction of tax refund by amount of the debts), and other applicable laws. Attention Veterans and Family members who have a VBA overpayment.